What are defensive driver discounts and who is eligible?
Defensive driving is something originally taught in driver’s education courses, but many people forget the simple rules of defensive driving that can prevent an accident. Many driving schools offer defensive driving courses including Alive at 25, Coaching the Mature Driver, Defensive Driving Course, Attitudinal Dynamics of Driving, and Professional Truck Driving Courses to name a few. Any of these courses can save money on auto insurance in San Jose. Most insurance companies offer discounts for drivers who have a certificate of completion from one of these courses. Defensive driving reduces the risk by teaching drivers certain techniques to driver safer on the road. San Jose auto insurance companies may offer information on where to find driving schools that offer these courses. They may also have a school of preference. Many of these courses can be completed in several weekends and cost little compared to the money saved on car insurance San Jose.
The National Safety Council lists several tips to maintaining defensive driving. Most of the suggestions are common sense but a surprising number of drivers do not follow them. Pay attention and do not drive with distractions. Using a cell phone, eating or reading while driving can all pull attention away from the road leaving you vulnerable against other drivers. Auto insurance in San Jose CA can increase because of one minor accident so driving while distracted can cost money on your premiums.
Do not trust anyone. You cannot assume that another driver is going to slow down so you can merge or that they are going to yield so you can drive through. Because of the nature of vehicles you cannot communicate with other drivers and you cannot know their intentions. It is always best to drive like everyone is out to get you. It sounds silly and slightly paranoid but it works. Car insurance San Jose can increase because of one fender bender.
One common sense but often-ignored defensive driving tip: wear your seat belt. Many drivers still do not wear their seat belts even though they know it could potentially save their lives. States have begun a massive campaign to get drivers to wear their seat belts and some have even passed laws requiring drivers and passengers to do so. Auto insurance San Jose CA can increase when drivers are in an accident and not wearing a seat belt. Not only can it save your life and prevent injury it can save money on car insurance San Jose California.
Another tip from the NSC, don't drive impaired. Driving under the influence is dangerous and puts other drivers at risk. If you're not sure don't drive. Paying for a cab is much cheaper than paying with your life or someone else's. It is suggested that you obtained a minimum of three online car insurance quotes before making a purchase. |