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Knowing when you're a victim.Every year thousands of drivers fall victim to staged auto accidents. After the accident, the victim’s insurance company often raises the premium for the victim. This can affect their California auto insurance policies causing rises in rates and a loss of coverage. Staged auto collisions are often highly involved scams that include several different people that work the scam including unethical physicians who provide false medical records to boost claims against the victim's auto insurance in CA. There are several different types of staged accidents. It is important to be familiar with the different types of staged accidents and to recognize when you have been a victim. The first type of staged collision is called the "swoop and squat.” In this accident a driver will pull directly in front, cutting off of the victim and slam on their breaks. Often there are multiple passengers in the staged car that claim neck and back injuries. The drivers and passengers of the stage car will file illegal and often outrageous claims against the auto insurance California resident. Another type of staged collision is the "drive down.” In this collision the victim attempts to merge and is waved in by another driver only to have the illegal driver rear end the victim who merged. Then claiming that they never waved the merging driver in. This can affect the victim's auto insurance in CA. Because it is difficult to prove this it can affect the victim's future California auto insurance quote. The "shady helpers" is another type of staged auto collision. In this there might be a legitimate accident or a staged one. A person pretending to be helpful and concerned about the victim offers help in the form of recommending a certain body shop for repairs or recommend a certain doctor for medical issue resulting from the accident only to have the shop or doctor that was recommended illegally pad the bill for services. The "shady helper" receives a portion of the overcharged bill. This can hinder the victim's attempt to find California low cost auto insurance. The last type of staged collision is called the sideswipe. In this staged collision that victim is deliberately hit if they drift too close to the other lane. It looks like the victim's fault. How to protect yourself.Always be aware of your surroundings when driving. One of the biggest mistakes drivers make is that they can't remember where they were in relation to other vehicles prior to the accident. Also, keep a pen and paper in your glove box to record the driver, passenger and vehicle information of the other car and any significant details of the crash for easier recall later. This will help you when you make your claim to the insurance company. Follow good driving etiquette. Don't tailgate and always leave plenty of space between you and other vehicles when merging or changing lanes. Following some simple rules can help you get cheap auto insurance California. It is highly suggested that a person get a minimum of three auto insurance quotes when seeking to purchase.
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